Safety First — Tubs for Seniors

How can seniors finance walk-in tubs with limited Medicare coverage?

Door seal and hinge detail on a walk-in tub

Because Original Medicare generally does not cover an ordinary walk-in tub, begin with a full installed price and a realistic payment plan. Some providers offer financing, but approval, APR and terms vary. Check any Medicaid, veterans' or local home-adaptation assistance before placing an order. Written preapproval matters; a medical recommendation is not a guarantee of coverage or a financing offer.

Reference: CMS equipment coverage guidance.

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